Terms & Conditions —
takabet 12 User Agreement

These Terms & Conditions ("Terms") apply to all users of the takabet 12 website located at https://takabet-12.com and any related mobile applications, sub-domains, or services offered under the takabet 12 brand (collectively, the "Platform"). By accessing or using the Platform in any capacity — including browsing, registering an account, making a deposit, placing a bet, or participating in any promotion — you unconditionally accept and agree to be bound by these Terms.

These Terms are to be read in conjunction with the Privacy Policy and the Responsible Gaming Policy, both of which are incorporated herein by reference. In the event of any conflict between these Terms and any specific promotional terms, the specific promotional terms shall prevail for the purpose of that specific promotion only.

takabet 12 reserves the right to amend, modify, update, or replace these Terms at any time. Users will be notified of material changes through a notice on the Platform. Continued use of the Platform following notification of changes constitutes acceptance of the revised Terms. It is the User's responsibility to review these Terms periodically.

These Terms were last reviewed and updated on 1 January 2026. The version posted on the Platform at any given time is the operative version.

The takabet 12 Platform is strictly intended for users who are 18 years of age or older. By registering an account, you represent and warrant that you meet this minimum age requirement. takabet 12 operates a zero-tolerance policy with respect to underage gambling. Any account found to belong to a person under the age of 18 will be immediately suspended, all associated winnings forfeited, and any deposited funds returned to the source payment method, subject to verification.

In addition to the age requirement , you must satisfy all of the following eligibility criteria before registering or using the Platform:

1. Legal capacity: You must have the legal capacity to enter into a binding contract under the laws applicable to your location.
2. Not self-excluded: You must not have voluntarily self-excluded from the Platform or any other gambling platform in a jurisdiction that shares exclusion data with takabet 12.
3. Single account: You may hold only one registered account on the Platform. Duplicate accounts are strictly prohibited and will result in suspension of all associated accounts.
4. Not acting on behalf of another: You must be registering and playing on your own behalf, not as an agent or representative of any third party.
5. Accurate information: All personal details provided at registration — including full name, date of birth, phone number, and payment method details — must be accurate, current, and verifiable.

To access the full functionality of the takabet 12 Platform, including placing bets, participating in promotions, making deposits, and requesting withdrawals, you must create a registered account. Registration is completed through the takabet 12 Login page and requires a valid phone number and a secure password of your choosing.

Each user is permitted to hold one account only. Creating multiple accounts — whether under the same name, the same phone number, or the same payment method — constitutes a violation of these Terms and will result in the suspension of all accounts involved and the forfeiture of any associated funds or bonus balances.

You are solely responsible for maintaining the confidentiality of your account credentials. takabet 12 will never ask for your password via email, SMS, or phone. If you receive any such request, treat it as fraudulent and contact our support team immediately at support at takabet-12.com. Any activity carried out under your account credentials — whether authorised by you or not — remains your responsibility until you notify us of an unauthorised access.

takabet 12 recommends enabling two-factor authentication (2FA) via OTP on your account. This significantly reduces the risk of unauthorised access. All accounts are subject to standard Know Your Customer (KYC) procedures upon withdrawal request, which may require submission of government-issued identity documents.

All financial transactions on the takabet 12 Platform are conducted in Bangladeshi Taka (BDT). The Platform supports the following payment methods: bKash, Nagad, Rocket, Upay, Visa, and Mastercard. The minimum deposit amount is ৳200. Deposits made via bKash and Nagad are typically credited to your account balance within minutes of the transfer being confirmed on your mobile wallet.

Withdrawals are processed subject to successful identity verification (KYC). Once your account is verified, withdrawal requests submitted during standard processing hours (Bangladesh Standard Time, UTC+6) are handled promptly. takabet 12 does not apply withdrawal fees on standard transactions, though your payment provider may apply their own transfer charges independent of the Platform.

You may only withdraw funds to a payment method that is registered in your own name. Withdrawal to third-party accounts, payment methods belonging to other persons, or unverified payment instruments is strictly prohibited. takabet 12 reserves the right to request additional documentation to verify the ownership of any payment method before processing a withdrawal.

In the event of a suspected fraudulent transaction, a chargeback dispute, or any form of payment manipulation, takabet 12 reserves the right to suspend the associated account and withhold any pending withdrawals pending investigation. Any funds determined to have been obtained through fraudulent means will be forfeited in their entirety.

Key Payment Terms

• Minimum deposit: ৳200 per transaction.
• Currency: All balances and transactions are in BDT. No currency conversion is applied.
• Deposit processing: Mobile wallet deposits (bKash, Nagad, Rocket, Upay) are credited within minutes. Card deposits may take slightly longer.
• Withdrawal verification: KYC must be completed before the first withdrawal. Subsequent withdrawals may require re-verification if account details have changed.
• Payment method ownership: Deposits and withdrawals must be made using a payment method registered in your own name.
• No cash transactions: takabet 12 does not accept cash deposits or issue cash withdrawals under any circumstances.

takabet 12 offers a range of promotional bonuses to eligible registered users, including welcome bonuses, deposit match bonuses, free spins, cashback offers, and seasonal promotions timed around events such as the Bangladesh Premier League (BPL), Eid, Pohela Boishakh, and Victory Day. All bonuses are subject to the specific terms and wagering requirements published alongside each promotion at the time of issue.

Wagering requirements specify the number of times a bonus amount (or bonus plus deposit, as specified) must be wagered before any winnings derived from the bonus become eligible for withdrawal. Wagering requirements, minimum odds, eligible games, and time limits are detailed in each promotion's individual terms. Users are responsible for reading and understanding the terms of any promotion before opting in.

General bonus conditions that apply across all promotions on the takabet 12 Platform unless otherwise stated:

1. One bonus per player: Each bonus offer is limited to one per player, per household address, per IP address, and per payment method unless explicitly stated otherwise.
2. No cash equivalent: Bonus funds have no cash value until wagering requirements are fully met and approved for withdrawal.
3. Bonus expiry: All bonuses expire within the time period specified at the time of issue. Expired bonuses and any associated winnings are forfeited automatically.
4. Abuse prevention: takabet 12 reserves the right to void bonuses, withhold winnings, and suspend accounts where bonus abuse, arbitrage betting, or any form of exploitation of promotional terms is identified.
5. Eligibility: Bonuses are available to verified accounts in good standing. Accounts under review, under suspension, or subject to withdrawal restrictions are not eligible to receive or use bonus funds.
6. Game contributions: Not all game types contribute equally to wagering requirements. Slot games typically contribute 100%, while table games and live casino titles may contribute at a reduced rate as specified in the individual promotion terms.

All bets placed on the takabet 12 Platform are subject to the specific rules governing the relevant game, market, or event. These rules are published within the Platform's game and sports betting sections and form part of these Terms by reference. By placing a bet, you confirm your acceptance of those specific rules in addition to these general Terms.

Sports Betting

takabet 12 offers pre-match and live in-play betting on cricket (including BPL, IPL, T20 World Cup, and ICC tournaments), football, kabaddi, and other sports. The following general rules apply to all sports betting activity:

• Bets are accepted at the odds displayed at the time the bet is confirmed. Odds are subject to change before confirmation.
• In-play bets are accepted subject to the live state of the match. takabet 12 reserves the right to suspend live betting markets at any time.
• In the event of a match abandonment, postponement, or cancellation, bets will be settled according to the rules of the specific market as published on the Platform.
• Obvious errors in odds — including odds significantly mispriced due to technical or human error — may be voided at takabet 12's discretion, and any winnings derived from such errors will not be paid.

Casino & Slot Games

All casino games, live dealer tables, and slot titles available on the takabet 12 Platform use certified random number generators (RNGs) or, in the case of live casino games, real-time physical dealing mechanisms provided by licensed game studios including Evolution Gaming, Pragmatic Play, NetEnt, Microgaming, Spribe, and Ezugi. Game outcomes are entirely random and are not influenced by the Platform or previous results.

In the event of a game malfunction, disconnection, or technical error that renders a game round incomplete, the round will be voided and any stake placed will be refunded to the user's account balance. takabet 12 is not responsible for network failures on the user's side that interrupt game play.

Users of the takabet 12 Platform are required to conduct themselves in a lawful, honest, and fair manner at all times. The following actions are strictly prohibited and will result in immediate account suspension, forfeiture of funds, and may be reported to relevant authorities where applicable:

1. Fraudulent activity: Using stolen payment methods, providing false identity documents, or misrepresenting personal information at any stage of the registration or verification process.
2. Money laundering: Using the Platform for any form of money laundering, structuring of transactions, or any other activity that violates anti-money laundering (AML) regulations.
3. Collusion: Cooperating with other players to gain an unfair advantage in any game or betting market, including chip dumping in poker or coordinated bet placement on opposing outcomes.
4. Chargebacks: Initiating a chargeback or payment reversal through a bank or payment provider after funds have been deposited and used on the Platform. Any such action will result in account suspension and pursuit of recovery.
5. Automated software: Using bots, scripts, artificial intelligence tools, or any form of automated software to interact with the Platform, place bets, or exploit promotional mechanics.
6. Multiple accounts: Registering more than one account on the Platform for any reason, including circumventing a previous suspension or to claim duplicate bonuses.
7. Abuse of vulnerabilities: Exploiting any technical error, software glitch, pricing error, or platform vulnerability for financial gain. Such winnings will be voided without exception.
8. Harassment: Engaging in abusive, threatening, or harassing behaviour toward Platform staff or other users through any channel.

You may request closure of your takabet 12 account at any time by contacting our support team at support at takabet-12.com. Upon receiving a closure request, any verified balance remaining in your account (net of any active bonus funds that have not met wagering requirements) will be refunded to your registered payment method within a reasonable processing period.

takabet 12 also reserves the right to suspend or permanently close any account at its discretion, including but not limited to circumstances where:

• A user is found to have violated any provision of these Terms.
• A user's identity cannot be verified to the Platform's satisfaction.
• Suspicious financial activity or potential money laundering is identified.
• A user requests self-exclusion under the Responsible Gaming Policy.
• A user is determined to be under 18 years of age.
• Regulatory or legal requirements mandate account closure.

Where an account is suspended pending investigation, no withdrawals will be processed until the investigation is concluded. takabet 12 will make reasonable efforts to conclude such investigations promptly and communicate outcomes to the affected user. For responsible gaming self-exclusion requests, please refer to our dedicated Responsible Gaming page.

The takabet 12 Platform is provided on an "as is" and "as available" basis. While we make every reasonable effort to ensure the Platform is available, reliable, and free from material errors, we do not guarantee uninterrupted, error-free, or fully secure operation at all times.

To the maximum extent permitted by applicable law, takabet 12 and its affiliates, directors, employees, agents, and service providers shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising out of or in connection with your use of the Platform, including but not limited to:

• Loss of funds resulting from gambling activity conducted on the Platform.
• Service interruptions, downtime, or technical failures beyond our reasonable control.
• Unauthorised access to your account arising from your failure to secure your credentials.
• Delays in deposit crediting or withdrawal processing caused by third-party payment providers.
• Loss of data, profit, or opportunity arising from Platform use or inability to use the Platform.
• Actions of third-party game providers or software suppliers operating on the Platform.

Nothing in these Terms shall exclude or limit liability for fraud, gross negligence, or any other liability that cannot be excluded under applicable law. Where liability cannot be fully excluded, it is limited to the lesser of the total amount deposited by the user in the 30 days preceding the event giving rise to the claim, or ৳50,000.

You acknowledge that gambling involves financial risk and that losses are a normal and foreseeable outcome. takabet 12 accepts no responsibility for any financial hardship, personal loss, or harm arising from gambling activity on the Platform. Users are encouraged to gamble responsibly and within their means at all times.

takabet 12 reserves the right to amend, revise, or replace these Terms & Conditions at any time without prior individual notice, unless the nature of the change materially affects user rights, in which case we will publish a prominent notice on the Platform at least 7 days before the changes take effect. The updated Terms will display a revised effective date at the top of the document.

Your continued use of the Platform after any changes to these Terms constitutes your acceptance of the revised Terms. If you do not agree with the updated Terms, you must cease using the Platform and contact support at takabet-12.com to request account closure before the effective date of the changes.

These Terms & Conditions shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which the Platform operates. Any dispute arising from or in connection with these Terms that cannot be resolved informally through our support team shall be subject to the jurisdiction of the competent courts applicable to such matters. takabet 12 will make reasonable efforts to resolve disputes amicably before escalating to formal proceedings.

If any provision of these Terms is found to be invalid, unlawful, or unenforceable under applicable law, that provision shall be deemed severed from the remainder of the Terms, which shall continue in full force and effect. The invalid provision shall be replaced with a valid provision that most closely reflects the original intent.

These Terms constitute the entire agreement between you and takabet 12 with respect to your use of the Platform and supersede all prior understandings, representations, or agreements, whether written or oral, relating to the same subject matter.